County Liability

The county liability program is the cornerstone of the County Mutual's programs. The County Mutual drafted its own policy in order to provide its owners the total scope of liability protection needed by counties. Under the policy, the County Mutual provides the following coverage:

• General liability
• Personal injury liability, including coverage for discrimination, civil rights violations and employment related actions;
• Automobile liability, including uninsured motorist coverage;
• Law enforcement liability, including coverage for assault and battery and intentional acts;
• Public officials errors and omissions liability, including directors and officers liability for health care institutions, county owned airports and county officials representing the county on other boards and commissions.

In addition, the County Mutual provides all coverages in one policy. This eliminates potential coverage gaps and reduces the potential for claims disallowance.

The County Mutual provides $5 million in limits and purchases a $5 million excess policy for its county owners, all with no annual policy aggregate. For a complete listing of member counties, click here.

Use the following links to find out more about the products Wisconsin County Mutual Insurance Corporation provides:

• Product Lines
  • County Liability
  • Municipal Liability
  • ODIP
  • Implementing an ODIP
  • Current ODIP Projects
  • Excess Worker's Compensation
  • Property