Owner Direct Insurance Program
The Owner-Direct Insurance Program (ODIP) is a cost-saving insurance product that allows counties to take control of their insurance needs on building projects such as jails or law enforcement centers.

When counties utilize the ODIP, they prepare bid specifications that require all contractors and subcontractors to remove their expenses for general liability and worker’s compensation from the cost of the project.

Estimates have shown that the cost of general liability and worker’s compensation is typically three-to-four percent of the total contract value. Once removed from the cost of the project, the owner of the project (typically the county) purchases the coverage. By having the county purchase the coverage, they now have control over both the insurance and the risk management program, with the end result often being not only a safer work environment, but also potential cost savings to the county.

For more information on how to implement an ODIP in your county, contact Vance Forrest of Aegis Corporation at 800.236.6885 or at vance@aegis-wi.com.